{"id":283,"date":"2026-06-08T12:17:51","date_gmt":"2026-06-08T19:17:51","guid":{"rendered":"https:\/\/albertofgarcia.com\/marcellharris\/?p=283"},"modified":"2026-07-09T09:40:43","modified_gmt":"2026-07-09T16:40:43","slug":"government-loans","status":"publish","type":"post","link":"https:\/\/albertofgarcia.com\/marcellharris\/government-loans\/","title":{"rendered":"Government Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"283\" class=\"elementor elementor-283\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbecf60 e-flex e-con-boxed e-con e-parent\" data-id=\"bbecf60\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-66cde6b e-con-full e-flex e-con e-child\" data-id=\"66cde6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-26b5b56 e-con-full e-flex e-con e-child\" data-id=\"26b5b56\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d5f0cf elementor-widget elementor-widget-spacer\" data-id=\"7d5f0cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa537a1 e-con-full e-flex e-con e-child\" data-id=\"fa537a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5eb394 elementor-widget elementor-widget-heading\" data-id=\"f5eb394\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Federal Housing Administration (FHA)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e85322 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0e85322\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">3.5% Down Payment <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">580 Middle Credit Score<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">500 Middle Credit Score w\/ 10% Down Payment <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Occupying and Non-Occupying Borrowers allowed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gift OK <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Up to 60% DTI (Per AUS)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">30 Year Fixed <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Pre payment penalties<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91cd8b4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"91cd8b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2909610 e-con-full e-flex e-con e-child\" data-id=\"2909610\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7174b90 e-con-full e-flex e-con e-child\" data-id=\"7174b90\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1de3223 elementor-widget elementor-widget-spacer\" data-id=\"1de3223\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d2be45 e-con-full e-flex e-con e-child\" data-id=\"3d2be45\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cedbbdf elementor-widget elementor-widget-heading\" data-id=\"cedbbdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Veteran Affairs (VA)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2cba29 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d2cba29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Money Down<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">580 Middle Credit Score<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Up to 65% DTI (Per AUS)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">30 Year Fixed <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Pre payment penalties<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO PMI (Private Mortgage Insurance)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Assets required<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01247f0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"01247f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-78e009c e-con-full e-flex e-con e-child\" data-id=\"78e009c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3dc97f5 e-con-full e-flex e-con e-child\" data-id=\"3dc97f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-847add8 elementor-widget elementor-widget-spacer\" data-id=\"847add8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fa7f3ea e-con-full e-flex e-con e-child\" data-id=\"fa7f3ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7c9000 elementor-widget elementor-widget-heading\" data-id=\"b7c9000\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">U.S. Department of Agriculture (USDA)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb8339 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bdb8339\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Money Down<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">620 Middle Credit Score<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">30 Year Fixed <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Pre payment penalties<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1st Time Homebuyers only*<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rural Areas only<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Assets required<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Federal Housing Administration (FHA) 3.5% Down Payment 580 Middle Credit Score 500 Middle Credit Score w\/ 10% Down Payment Occupying and Non-Occupying Borrowers allowed Gift OK Up to 60% DTI (Per AUS) 30 Year Fixed NO Pre payment penalties Veteran Affairs (VA) NO Money Down 580 Middle Credit Score Up to 65% DTI (Per AUS) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-283","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts\/283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/comments?post=283"}],"version-history":[{"count":7,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts\/283\/revisions"}],"predecessor-version":[{"id":575,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts\/283\/revisions\/575"}],"wp:attachment":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/media?parent=283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/categories?post=283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/tags?post=283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}