{"id":274,"date":"2026-06-08T11:49:29","date_gmt":"2026-06-08T18:49:29","guid":{"rendered":"https:\/\/albertofgarcia.com\/marcellharris\/?p=274"},"modified":"2026-07-09T09:43:25","modified_gmt":"2026-07-09T16:43:25","slug":"conventional-loans","status":"publish","type":"post","link":"https:\/\/albertofgarcia.com\/marcellharris\/conventional-loans\/","title":{"rendered":"Conventional Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"274\" class=\"elementor elementor-274\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fee21c e-flex e-con-boxed e-con e-parent\" data-id=\"1fee21c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-14e80d6 e-con-full e-flex e-con e-child\" data-id=\"14e80d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3f205bc e-con-full e-flex e-con e-child\" data-id=\"3f205bc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d51a694 elementor-widget elementor-widget-spacer\" data-id=\"d51a694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-484ea40 e-con-full e-flex e-con e-child\" data-id=\"484ea40\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99ec6ab elementor-widget elementor-widget-heading\" data-id=\"99ec6ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home Ready<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e85893 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1e85893\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> 3% Down<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gift OK <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">30 Year Fixed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">620 Middle Credit Score<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Pre payment penalties<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6cb907 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f6cb907\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6d1828 e-con-full e-flex e-con e-child\" data-id=\"e6d1828\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-91eb94b e-con-full e-flex e-con e-child\" data-id=\"91eb94b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b1ce67 elementor-widget elementor-widget-spacer\" data-id=\"8b1ce67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d44e74a e-con-full e-flex e-con e-child\" data-id=\"d44e74a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5eb01f elementor-widget elementor-widget-heading\" data-id=\"f5eb01f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home Possible<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fd359b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7fd359b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> 3% Down<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gift OK <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">30 Year Fixed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">620 Middle Credit Score<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Pre payment penalties<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1854c01 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1854c01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8bb0fb e-con-full e-flex e-con e-child\" data-id=\"c8bb0fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b360428 e-con-full e-flex e-con e-child\" data-id=\"b360428\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0ba77d elementor-widget elementor-widget-spacer\" data-id=\"d0ba77d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a02a18d e-con-full e-flex e-con e-child\" data-id=\"a02a18d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-297f54a elementor-widget elementor-widget-heading\" data-id=\"297f54a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conventional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0671bd0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0671bd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> 3% Down<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">620 Middle Credit Score<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Occupying and Non-Occupying Borrowers allowed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gift OK <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Up to 50% DTI (Per AUS)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">30 Year Fixed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> 10\/15\/20\/25 Year Fixed Loans available<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg class=\"ekit-svg-icon icon-checkmark\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8.838 13.050l-2.45 2.45 7.869 7.869 17.481-17.488-2.45-2.45-15.031 15.044zM28.244 14.625v13.988h-24.475v-24.475h17.481v-3.5h-17.481c-1.925 0-3.494 1.575-3.494 3.5v24.475c0 1.925 1.575 3.5 3.494 3.5h24.475c1.925 0 3.494-1.575 3.494-3.5v-13.988h-3.494z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">NO Pre payment penalties<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Ready 3% Down Gift OK 30 Year Fixed 620 Middle Credit Score NO Pre payment penalties Home Possible 3% Down Gift OK 30 Year Fixed 620 Middle Credit Score NO Pre payment penalties Conventional 3% Down 620 Middle Credit Score Occupying and Non-Occupying Borrowers allowed Gift OK Up to 50% DTI (Per AUS) 30 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-274","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts\/274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/comments?post=274"}],"version-history":[{"count":7,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts\/274\/revisions"}],"predecessor-version":[{"id":581,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/posts\/274\/revisions\/581"}],"wp:attachment":[{"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/media?parent=274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/categories?post=274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/albertofgarcia.com\/marcellharris\/wp-json\/wp\/v2\/tags?post=274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}